If anything can be concluded from the numbers below, it is that California real estate as a whole is taking a hit. Fortunately for us, San Francisco has been protected from what the rest of the state has experienced.

- Janis Stone

• Calif. median home price – October 07: $497,110 (Source: C.A.R.) (note: compared to $530,830 last month)
• Calif. highest median home price by C.A.R. region October 07: Santa Barbara So. Coast $1,325,000 (Source: C.A.R.) (note: compared to $1,667,500 last month)
• Calif. lowest median home price by C.A.R. region October 07: High Desert $265,880 (Source: C.A.R.) (note: compared to $271,940 last month)
• Calif. First-time Buyer Affordability Index – Second Quarter 07: 24 percent (Source: C.A.R.) (note: compared to 07:25 first quarter)

Mortgage rates – week ending 11/21:

• 30-yr. fixed: 6.2%; Fees/points: 0.5% (note: compared to 6.4% and 0.5% points last report)
• 15-yr. fixed: 5.83%; Fees/points: 0.5% (note: compared to 6.08% and 0.6% points last report)
• 1-yr. adjustable: 5.42%; Fees/points: 0.6% (note: compared to 5.76% and 0.6% points last report)

- California Association of Realtors & Freddie Mac